XRP Price Prediction: Will It Hit $3 Amid Bullish Momentum?

#XRP

• Technical Indicators: XRP is consolidating near key support levels, with potential for a bullish breakout.
• Market Sentiment: Positive news around Ripple's investments and adoption is fueling optimism.
• Price Target: $3 is achievable if bullish momentum sustains, supported by strong fundamentals.

XRP Price Prediction

XRP Technical Analysis: Current Trends and Future Predictions

According to BTCC financial analyst William, XRP is currently trading at 2.33970000 USDT, slightly below its 20-day moving average (MA) of 2.4499. The MACD indicator shows a bearish crossover with values at -0.0113 (MACD line), -0.0086 (signal line), and -0.0027 (histogram). Bollinger Bands indicate a narrowing range with upper, middle, and lower bands at 2.7027, 2.4499, and 2.1972, respectively. This suggests a period of consolidation with potential for a breakout if bullish momentum returns.

XRP Market Sentiment: Positive Developments Fuel Optimism

BTCC financial analyst William highlights several bullish factors for XRP, including Ripple's $500M investment, a surge in new XRP wallets, and the $1 billion XRP treasury initiative backed by Evernorth. These developments, coupled with Ripple's expansion into the $120 trillion treasury market, are driving market optimism. However, concerns remain over a recent $3M XRP theft, which underscores security vulnerabilities in hardware wallets.

Factors Influencing XRP’s Price

XRP Hits $2.40: Ripple’s $500M Investment Fuels Market Optimism

XRP consolidates at $2.23, with resistance at $2.445 suggesting potential upside to $2.70. Ripple’s $500 million strategic investment at a $40 billion valuation, led by Fortress Investment Group and Citadel Securities, has bolstered market confidence.

Despite a 3.27% dip in the last 24 hours, the broader trend remains bullish. Brad Garlinghouse, Ripple’s CEO, heralds 2025 as a landmark year for both Ripple and the crypto market, citing institutional adoption and growing dominance in blockchain-based banking solutions.

XRP Ledger Sees Surge in New Wallets Amid Market Recovery

The XRP Ledger added 21,000 new wallets in just 48 hours, marking its fastest growth in eight months. On-chain analytics firm Santiment reports this surge signals renewed investor interest despite a broader crypto market downturn.

Total XRP wallets now exceed 7.22 million, approaching the 7.5 million milestone. Network activity remains robust, with the ledger consistently processing transactions efficiently. Investors who bought during XRP's recent price dip have earned a 12% return within 24 hours.

After dropping to June lows during the market slump, XRP has rebounded 14%. The token's recovery coincides with Ripple's ongoing corporate momentum and growing ecosystem participation.

Ripple Backs $1 Billion XRP Treasury Initiative Through Evernorth

Ripple is supporting a new publicly traded digital asset treasury, Evernorth, aimed at accumulating XRP with over $1 billion in net proceeds. The initiative involves contributions from Ripple, co-founder Chris Larsen, and major crypto firms like Pantera Capital and Kraken.

Evernorth will merge with SPAC Armada Acquisition Corp II, with the deal expected to close by Q1 2026. The capital raised will primarily be used to purchase XRP on the open market, leveraging both traditional and decentralized finance yield strategies.

Former Ripple executive Asheesh Birla, now CEO of Evernorth, emphasized the firm's broader mission beyond price exposure. "We’re building infrastructure for the next phase of institutional crypto adoption," he said. Ripple CEO Brad Garlinghouse and other executives will serve as strategic advisors.

Ripple-Backed Evernorth Targets Nasdaq Debut with $1 Billion XRP Treasury Plan

Evernorth Holdings Inc., a venture firm backed by Ripple, is preparing for a Nasdaq listing through a merger with special purpose acquisition company Armada Acquisition Corp II. The deal aims to raise over $1 billion, including a $200 million investment from SBI Holdings, with additional support from Pantera Capital and Kraken.

The company plans to establish the largest XRP treasury, offering investors a liquid and transparent vehicle for exposure to the cryptocurrency. Unlike passive ETFs, Evernorth will focus on institutional lending, liquidity provisioning, and value growth for shareholders.

XRP continues to draw significant attention as Ripple deepens its ecosystem through strategic investments and partnerships. The move underscores growing institutional interest in digital assets.

XRP Wallets Holding 10K+ Tokens Hit Record High Amid Price Recovery

XRP's on-chain activity has surged to a historic milestone, with wallets holding at least 10,000 tokens reaching an all-time high of 317,500. This 1.8% monthly increase signals growing accumulation by mid-to-large holders despite market volatility.

Santiment data reveals a steady upward trajectory in 2025, mirroring historical patterns that often precede price recoveries. Investors appear to be capitalizing on recent dips to bolster long-term positions rather than retreating.

The token shows signs of rebounding from weekly lows as Ripple expands institutional partnerships. Market watchers note such accumulation phases typically correlate with improved sentiment across crypto assets.

$3M XRP Theft Exposes Critical Seed Phrase Vulnerability in Hardware Wallets

A North Carolina investor's $3 million XRP loss from an Ellipal cold wallet reveals the persistent risks of seed phrase mismanagement in self-custody crypto solutions. The theft, traced to October 12th, occurred when the victim's iPad displayed a hot wallet indicator while the iPhone showed secure cold wallet status—a discrepancy suggesting possible seed phrase exposure.

Ellipal's investigation highlights the fatal flaw: user error in handling recovery phrases effectively bypassed the device's air-gapped security. The incident underscores how even hardware wallets become vulnerable when operational protocols are breached. Blockchain sleuth ZachXBT's viral thread traced the stolen XRP movement, revealing common laundering patterns for such exploits.

This case reinforces the non-negotiable rule in digital asset security: seed phrases must never interact with internet-connected devices. As institutional adoption grows, such incidents serve as stark reminders that security chains are only as strong as their weakest human link.

Investigator Traces $3.05M XRP Theft to Southeast Asian Laundering Ring

A crypto investor lost their life savings of $3.05 million in XRP after hackers exploited a critical security lapse. The victim imported their seed phrase into Ellipal's mobile app, effectively converting their cold wallet into a hot wallet connected to the internet. Blockchain investigator ZachXBT traced the stolen funds to a Southeast Asian laundering operation.

The theft occurred on October 12 when attackers drained the Ellipal wallet. ZachXBT's investigation highlights the dangers of improper seed phrase management, noting that importing private keys into mobile applications completely negates the security benefits of cold storage. The case underscores the importance of proper self-custody education in cryptocurrency.

XRP Ledger Stays Strong as Major AWS Outage Highlights Internet Fragility

A widespread AWS outage in the US-EAST-1 region disrupted services across the internet early Monday, affecting platforms like ChatGPT, Reddit, Fortnite, and Coinbase. Despite the chaos, the XRP Ledger (XRPL) continued operating seamlessly, drawing attention from the crypto community.

AWS attributed the outage to DNS resolution issues with the DynamoDB API, causing increased error rates and latencies. Recovery efforts began by 5:27 a.m. ET, though backlogs prolonged stabilization for some services. The incident underscored the vulnerabilities of centralized cloud infrastructure.

Coinbase, which relies on AWS, experienced temporary login issues and transaction delays. The exchange assured users that funds remained secure and later confirmed gradual service restoration. Meanwhile, XRPL's resilience during the outage highlighted the decentralized network's reliability.

XRP Price Prediction: 2017-Like Bull Run Potential Emerges

XRP's recent volatility mirrors patterns from its historic 2017 rally, sparking speculation of another major upward move. The token's October flash crash to $1.25 and subsequent rebound to $2.40 within hours formed a technical structure resembling the capitulation bottom that preceded its 5,000% surge six years ago.

Analysts note striking similarities between current price action and the 2017 setup, when XRP recovered from a 58% drop to eventually peak above $3. The July 2025 spike to $3.66 and subsequent correction may represent institutional accumulation before a potential breakout.

Ripple Expands into $120 Trillion Treasury Market with $1 Billion GTreasury Acquisition

Ripple has acquired GTreasury for $1 billion, marking a strategic entry into the $120 trillion corporate treasury payments market. The deal aims to modernize legacy financial systems by leveraging blockchain technology to unlock trapped capital and enable real-time payments.

CEO Brad Garlinghouse emphasized that payments remain the primary use case for crypto and blockchain. The acquisition aligns with Ripple's broader vision to streamline global payments infrastructure through digital assets and tokenized solutions.

GTreasury's treasury management systems will integrate with Ripple's blockchain network, allowing corporate treasurers to manage digital assets at scale. This follows Ripple's recent acquisitions of Hidden Road and Rail as part of its 2025 expansion strategy.

Ripple Acquires GTreasury for $1B in Push Toward Corporate Finance Infrastructure

Ripple's $1 billion acquisition of treasury management software provider GTreasury marks its third major deal in 2025, signaling an aggressive expansion beyond cryptocurrency into traditional finance infrastructure. The move grants Ripple access to Fortune 500 treasury departments currently using GTreasury's platform for cash management, foreign exchange, and compliance operations.

"Money has been trapped in outdated systems for too long," said Ripple CEO Brad Garlinghouse. The combined capabilities aim to unlock corporate liquidity through blockchain-based payment technology. GTreasury brings four decades of experience serving institutional clients handling trillions in daily transactions.

The acquisition follows Ripple's purchases of prime broker Hidden Road and stablecoin platform Rail earlier this year, demonstrating sustained capital deployment as the company diversifies beyond its XRP cryptocurrency roots.

Will XRP Price Hit 3?

Based on current technical indicators and market sentiment, BTCC financial analyst William believes XRP has the potential to reach $3, especially if bullish momentum continues. Key factors include Ripple's strategic investments, growing adoption, and positive market sentiment. Below is a summary of critical data:

While the technicals show consolidation, the strong fundamentals and positive news flow suggest a breakout above $3 is plausible in the near term.